Super 6 baccarat usually has two different costs: the main Banker bet cost and the optional Super 6 side-bet cost. In the common no-commission version, Banker wins with 6 pay half, giving the Banker bet about a 1.46% house edge. The Super 6 side bet can be far worse, depending on its pay table.
Quick Facts
- Super 6 main-game Banker rule: Banker wins with 6 often pay 1 to 2.
- Common main Banker house edge: about 1.46%.
- Standard commission Baccarat Banker edge: about 1.06%.
- Player bet usually remains around 1.24%.
- Super 6 side bet pays when Banker wins with total 6.
- A 12:1 Super 6 side-bet pay table can carry a very high house edge.
- The name “Super 6” can mean the variant, the side bet, or both.
Plain Talk
Super 6 is one of the easiest baccarat variants to misunderstand because the name is used in more than one way.
First, Super 6 can describe the no-commission baccarat version where Banker wins with 6 pay half. That is the main game rule.
Second, Super 6 can describe an optional side bet that wins when Banker wins with a total of 6. That is a separate wager.
Those two things are connected, but they are not the same bet.
The main-game Banker bet may look attractive because it pays even money most of the time and no 5% commission is taken. But when Banker wins with 6, the payout drops to half. Wizard of Odds lists commission-free baccarat, also known by names including Super 6, with a Banker house edge of about 1.46% under this structure at Wizard of Odds commission-free baccarat.
The side bet is much more volatile. Wizard of Odds analyzes the Super 6 side bet and shows that when it pays 12 to 1, the house edge is about 29.98%. See Wizard of Odds baccarat side bets.
How It Works
The main Super 6 baccarat rule works like this:
- Player and Banker hands are dealt under normal baccarat rules.
- Player bets pay 1 to 1 when Player wins.
- Banker bets pay 1 to 1 when Banker wins with most totals.
- Banker bets pay only 1 to 2 when Banker wins with a total of 6.
- Banker and Player bets usually push on ties.
- Tie and side bets settle according to the layout.
The Super 6 side bet works differently:
- You place a separate side bet before the coup.
- The main hand is dealt normally.
- The side bet wins only if Banker wins with a total of 6.
- It loses on every other result.
- The payout depends on the table rule, such as 12:1, 15:1, or another approved pay table.
| Bet / Rule | What Must Happen | Typical Payout | Cost Meaning |
|---|---|---|---|
| Banker main bet | Banker wins, except special 6 rule | 1:1 or 1:2 on 6 | Low-to-medium main-game edge |
| Player main bet | Player wins | 1:1 | Standard baccarat-style edge |
| Tie | Final totals match | often 8:1 | High edge if 8:1 |
| Super 6 side bet | Banker wins with 6 | often 12:1 or more | Can be very high edge |
Nevada published Super Six rules describe the wager as a side bet paying when Banker wins with six points, with configurable payouts. See Nevada Baccarat Super Six rules.
Baccarat Table Example
You are at a Super 6 baccarat table with $25 minimums.
You bet:
- $25 on Banker.
- $5 on Super 6 side bet.
The hand finishes Banker 6 over Player 4.
| Wager | Result | Payout | Net Win |
|---|---|---|---|
| $25 Banker | Banker wins with 6 | 1 to 2 | +$12.50 |
| $5 Super 6 side bet | Banker wins with 6 | 12 to 1 | +$60 |
That one hand feels excellent. You won $72.50 total.
But the side bet loses on almost everything else. It does not win because Banker wins with 7, 8, or 9. It does not win because Player wins. It does not win on a Tie. It needs the specific Banker-win-with-6 result.
From the Casino Side:
Super 6 tables are operationally attractive because they simplify commission handling while adding a side-bet revenue stream.
A dealer does not need to calculate 5% commission on every Banker win. That reduces chip cutting, commission markers, and arguments over unpaid commission. The game moves faster.
The side bet also gives the table more drop and more volatility. Some players who would normally bet only Banker or Player add $5, $10, or $25 on Super 6. That side-bet action may be small compared with the main wager, but the edge can be large.
The floor watches two things: correct payout on Banker 6 and correct side-bet settlement. Surveillance watches the same thing from above. A Banker 6 result is the critical hand because it affects both the main wager and the side bet.
Common Mistakes
- Treating Super 6 main baccarat and the Super 6 side bet as the same thing.
- Seeing “no commission” and assuming the Banker bet is better.
- Ignoring the Banker 6 half-pay rule.
- Chasing the side bet because it hit once.
- Quoting one side-bet house edge without checking the pay table.
- Assuming a higher payout means a better deal.
- Forgetting that a side bet can lose while the main bet wins.
Hard Truth
Super 6 sells a clean table and a bigger hit. The clean table is paid for by the Banker 6 half-pay rule. The bigger hit is paid for by a side bet that usually charges a much steeper price.
FAQ
Is Super 6 baccarat worse than standard baccarat?
For the Banker main bet, usually yes. The common Banker 6 half-pay version has about a 1.46% Banker house edge, higher than standard commission baccarat’s about 1.06%.
Is Player better than Banker in Super 6?
In the common Banker 6 half-pay version, Player can be slightly better than Banker because Player remains around 1.24% while Banker rises to about 1.46%.
Is the Super 6 side bet good?
Usually no. It may pay well when it hits, but common pay tables can carry a high house edge. It is an entertainment bet, not a low-cost baccarat bet.
What does Super 6 pay?
The main Banker bet may pay half when Banker wins with 6. The Super 6 side bet may pay 12:1, 15:1, or another posted amount. Read the felt.
Does Super 6 use different third-card rules?
Usually no. The standard baccarat drawing tableau still controls the hand. The payout rule changes after the final total is known.
Is Super 6 the same as EZ Baccarat?
No. EZ Baccarat commonly pushes Banker wins with a three-card 7. Super 6 commonly half-pays Banker wins with 6.
Deeper Insight
The Super 6 format is a lesson in casino design.
Players dislike visible friction. Commission is visible friction. The player wins on Banker, then has to pay something back. Even if the math is fair relative to the game structure, the psychology feels bad.
Super 6 removes the visible friction. The player now gets even-money Banker payouts most of the time. That feels better.
Then the table charges the cost through one special result: Banker wins with 6.
The side bet adds another layer. It turns the same Banker 6 event into a possible bonus. That is clever design: the exact event that weakens your main Banker payout is also sold back to you as an optional chance to win more.
Formula / Calculation
Main Banker Expected Loss = Total Banker Action × Banker House Edge
Example:
Expected Loss = $2,000 × 0.0146 = $29.20
Super 6 Side Bet EV = (Probability of Banker 6 Win × Side-Bet Payout) - (Probability of All Other Results × Stake)
Using a 12:1 side-bet house edge example from published analysis:
Expected Loss = $500 side-bet action × 0.2998 = $149.90
Formula Explanation in Plain English
The main bet cost is small but steady. The side bet cost can be much bigger because it needs a narrow event: Banker must win and the final Banker total must be exactly 6.
That is why a player can have a decent night on the main game and still bleed money through the side bet. Use the house edge calculator to compare the main bet and side bet separately.
Related Reading
Read Super 6 Baccarat before playing the variant, then compare it with No-Commission Baccarat and EZ Baccarat. For the side wager itself, use Super 6 Side Bet and Baccarat Side Bets Ranked. For the full math frame, return to baccarat odds, baccarat house edge, and why betting systems fail.