No-commission baccarat is a family of rule designs, not a single universal game. The common goal is to remove the routine 5% deduction from winning Banker bets, but the replacement rule determines where the cost goes. Super 6 normally reduces the profit on a Banker win with a total of 6. EZ Baccarat commonly makes a winning three-card Banker total of 7—the Dragon 7 result—a push on the main Banker wager instead. Standard commission baccarat keeps the familiar 5% commission.
That distinction matters because a player can compare the labels and still compare the wrong economics. The right question is not “Which game has no commission?” It is “What exact event changes the Banker settlement, and what does the posted paytable say?”
Start with the settlement rule, not the marketing name
In standard commission baccarat, a winning Banker wager ordinarily pays even money less a 5% commission. A $100 Banker win therefore produces $95 of profit, assuming the usual rules. The commission is visible and predictable.
In the common Super 6 structure, the table removes that routine deduction. Most winning Banker bets pay 1:1, but a Banker win with 6 pays half, commonly 0.5:1. On a $100 wager, that means $50 of profit rather than $100.
EZ Baccarat takes a different route. A winning three-card Banker total of 7—the Dragon 7 result—is treated as a push on the main Banker wager rather than a full-paying win. The optional Dragon 7 side wager is a separate bet and may pay under its posted paytable. Neither rule should be imported from a Super 6 table simply because both games are described as no-commission baccarat.
The Wizard of Odds baccarat appendix is useful for seeing how different commission-free structures are modeled. The important editorial lesson is simpler: the exception is the product.
A side-by-side view of the four common structures
| Format | Routine Banker commission | Replacement pricing rule | What a player must verify |
|---|---|---|---|
| Standard commission baccarat | Usually 5% | No special half-pay/push replacement | Commission procedure and Tie treatment |
| Super 6 | None | Banker winning with 6 commonly pays half | Exact Banker-6 qualification and payout |
| EZ Baccarat | None | Winning three-card Banker 7 pushes the main Banker wager | Dragon 7 push rule and any separate side-bet paytable |
| Other no-commission variants | None | Varies by approved rules | The posted rule set, not the label |
The table shows why “no commission” is not enough information to estimate cost. Two games can both advertise 0% commission and still give the Banker wager different long-run returns.
Work one $100 wager through the exception
Suppose three tables each receive the same $100 Banker wager.
At a standard commission table, a normal Banker win might produce $95 profit after commission. At a Super 6 table, a normal Banker win could produce $100 profit, while a qualifying Banker 6 could produce only $50. At an EZ Baccarat table, a winning three-card Banker 7 returns the original $100 main Banker stake without profit because Dragon 7 pushes that wager.
Those outcomes feel different in a single hand, but the deeper difference is how often the exception happens. A half-pay event and a push event do not enter the expected-return calculation in the same way.
That is why the paytable must be paired with the actual baccarat drawing rules. The word “win” does not always tell you how the wager settles.
What stays the same across these baccarat games
The main Player wager is commonly paid even money, and the core baccarat drawing procedure remains recognizable across standard and commission-free formats. A Tie generally causes Player and Banker wagers to push, although Tie side wagers have their own payout rules.
What changes is the price of the Banker outcome. The cards are not “more favorable” because the casino stopped collecting a visible commission. Instead, the economic cost is embedded in a particular settlement exception.
That is the most useful mental model: commission is a pricing method, not a synonym for house edge.
How Super 6 differs from EZ Baccarat in practical play
A Super 6 table requires attention to the Banker total because a Banker win on 6 can be paid differently from every other Banker win. That makes the exception visible at settlement.
An EZ Baccarat table requires attention to the Dragon 7 rule: a winning three-card Banker 7 pushes the main Banker wager. A player who expects a Super 6 half-pay outcome can misread an EZ push, and a player who expects an EZ push can misread a Super 6 half-pay settlement.
This is more than terminology. The two games should be treated as separate variants when calculating expected return, writing training material, or explaining why one table costs more than another.
House edge comparisons need a rule set behind them
A quoted house edge is meaningful only when the underlying rules are known. Deck count, Tie payout, Banker exception, side-bet menu, and other approved differences can change the percentage.
For the common eight-deck Super 6 model with Banker 6 half-pay, published analysis often places the Banker wager around 1.46% house edge. Standard commission baccarat is commonly modeled at about 1.06% on Banker and about 1.24% on Player. Those figures are useful benchmarks, not universal promises for every table.
The practical comparison is therefore:
- Standard commission: familiar Banker pricing, with a visible deduction.
- Super 6: no routine commission, but a reduced payout on a specific Banker win.
- EZ Baccarat: no routine commission, but a winning three-card Banker 7 pushes the main Banker wager.
A casino may offer several variants side by side, and the lower sticker price for commission does not automatically mean the lower mathematical cost.
Side bets create a second comparison problem
A player comparing Super 6 and EZ Baccarat should also keep side bets outside the core-game comparison. A Lucky 6, Super 6, Dragon 7, Panda 8, Pair, or similar wager can have a substantially different expected cost from the main Banker and Player bets.
A large advertised payout is not evidence of a favorable house edge. The qualifying event may be rare enough that the expected return is much lower than the headline payout suggests.
The cleanest comparison therefore starts with the two main wagers, then evaluates side bets separately using the exact posted paytable.
Questions that prevent variant confusion
Does no commission mean the Banker bet is cheaper? Not automatically. The replacement rule is what matters.
Is Super 6 the same as EZ Baccarat? No. They use different exception designs.
Does a Banker 6 half-pay rule prove that every no-commission table uses half pay? No. Other variants use different rules.
Can side bets change the comparison? They can change the total cost of a session, but they should not be blended into the main-bet house-edge comparison.
What should I read at the table? Read the posted payout and exception rule before relying on the game name.
A reliable way to compare two tables
First, write down what happens to a normal Banker win. Next, identify the exceptional Banker result. Then record whether that result pays full, half, or pushes. After that, confirm the Player and Tie treatment and any side bets.
Only once those steps are complete should you compare house-edge figures or expected loss. This method works for a newcomer and for an operator reviewing several baccarat layouts because it separates the rule from the label.
The useful conclusion
Super 6 and EZ Baccarat are best understood as different answers to the same pricing problem. Standard commission baccarat takes a visible deduction from winning Banker bets. Super 6 commonly removes that deduction by paying less on Banker 6. EZ Baccarat commonly removes it by making a winning three-card Banker 7 push the main Banker wager.
No version becomes a prediction system because of the pricing change. The value of the comparison is knowing exactly what your winning Banker wager is worth before you put money on the table.
For the detailed Super 6 rule structure, see Super 6 Baccarat. For the mathematics of the Banker-6 exception, continue to Banker 6 Half-Pay Math.