No-commission baccarat usually means Banker wins pay no 5% commission, but a special rule replaces it. In Super 6, Banker winning with 6 pays half. EZ Baccarat is different: a specific Banker winning result may push instead of paying. Both remove commission, but they do not use the same math or settlement rules.
Quick Facts
- Standard baccarat usually charges 5% commission on winning Banker bets.
- Super 6 removes commission but usually pays Banker winning with 6 at 1:2.
- EZ Baccarat removes commission through a push rule on a specific Banker result.
- Player wins usually pay 1:1 in all three formats.
- Tie treatment and Tie payout vary by table.
- Side bets differ heavily between Super 6 and EZ Baccarat.
- The table layout is more reliable than the nickname.
Plain Talk
Players often use “no commission” as if it names one exact game. That is the trap.
There are multiple ways to remove Banker commission. The casino can reduce one Banker payout, push one Banker result, or use another approved rule change.
Super 6 and EZ Baccarat are both designed to avoid the old 5% Banker commission. But they do it differently.
Super 6 usually says:
Banker wins pay 1:1, except Banker winning with 6 pays half.
EZ Baccarat usually says:
Banker wins pay 1:1, except a specific Banker winning hand pushes.
The Wizard of Odds commission-free baccarat page separates EZ Baccarat from other commission-free versions, which is exactly how players should think about it.
How It Works
Here is the clean comparison.
| Version | Banker commission | Special Banker rule | Player bet | Tie bet | Main player risk | Best page to read next |
|---|---|---|---|---|---|---|
| Standard commission baccarat | Usually 5% on Banker wins | None | Usually pays 1:1 | Often 8:1 or 9:1 | Forgetting commission changes Banker profit | standard commission baccarat |
| Super 6 no-commission baccarat | No 5% commission | Banker winning with 6 pays half | Usually pays 1:1 | Depends on table | Thinking all Banker wins pay full | Super 6 Baccarat |
| EZ Baccarat | No 5% commission | Specific Banker result may push | Usually pays 1:1 | Depends on table | Confusing push rule with half-pay rule | EZ Baccarat |
Now look at the settlement examples.
| Hand result | Standard commission baccarat | Super 6 Baccarat | EZ Baccarat |
|---|---|---|---|
| Banker wins with 8 | Banker pays 0.95:1 | Banker usually pays 1:1 | Banker usually pays 1:1 |
| Banker wins with 6 | Banker pays 0.95:1 | Banker usually pays 0.5:1 | Depends on EZ rule; not the Super 6 half-pay rule |
| Player wins with 7 | Player pays 1:1 | Player pays 1:1 | Player pays 1:1 |
| Banker and Player tie | Banker/Player usually push | Banker/Player usually push | Banker/Player usually push |
| Optional side bet | Depends on table | Super 6 or Lucky 6 style bets may appear | Dragon 7 and Panda 8 style bets are common |
The difference is not just branding. It changes settlement.
Baccarat Table Example
You bet $100 on Banker.
The final result is Banker 6, Player 4.
In standard commission baccarat, Banker wins and the $100 bet earns $95 profit after 5% commission.
In Super 6 Baccarat, Banker wins with 6 and the $100 bet earns $50 profit.
In EZ Baccarat, you must read the posted EZ rule. Do not assume the Super 6 half-pay rule applies. EZ Baccarat is a separate model with its own special Banker settlement.
This is why the layout matters. The table sign should tell you whether Banker 6 pays half, whether a Banker result pushes, and which side bets are offered.
From the Casino Side:
Casinos do not remove commission because they forgot about math. They remove it because commission slows the game.
| Procedure issue | Standard commission baccarat | Super 6 no-commission baccarat | EZ Baccarat | Casino impact |
|---|---|---|---|---|
| Banker payout | 0.95:1 after commission | 1:1 except Banker 6 half-pay | 1:1 except special push result | Faster than commission tracking |
| Dealer task | Calculate and collect commission | Watch Banker winning total of 6 | Watch exact EZ push condition | Error pattern changes |
| Floor dispute | “Why did you take 5%?” | “Why did Banker win but pay half?” | “Why did Banker win but push?” | Training must match variant |
| Surveillance review | Commission accuracy | Half-pay accuracy | Push-result accuracy | Each game has a different red flag |
| Player marketing | Traditional baccarat | “No commission” or “Super 6” | “EZ” branded simplicity | Simpler pitch, not free odds |
Regulators and approved rules also treat these as specific games or game modes. The Nevada approved games list and rules publications show why table names, game modes, and paytables matter: baccarat variants are not interchangeable slogans.
Common Mistakes
| Player belief | What is actually true | Why it matters |
|---|---|---|
| “No commission and EZ are the same.” | They remove commission in different ways. | You may expect the wrong payout. |
| “Banker 6 always pushes.” | That is not the Super 6 rule. | In Super 6, Banker 6 usually wins half. |
| “Banker 6 always pays half.” | That is not necessarily the EZ rule. | EZ has its own special result. |
| “No commission means lower cost.” | The replacement rule may offset the benefit. | You need the actual house edge. |
| “Side bets explain the main game.” | Side bets are separate wagers. | A side-bet win does not change main-bet math. |
| “I know baccarat, so I know this table.” | Variant rules change settlement. | Read before betting. |
Hard Truth
The most expensive baccarat mistake is not choosing Banker or Player. It is sitting at a variant table and assuming the payout works like the last table you played.
FAQ
Which is better, Super 6 or EZ Baccarat?
Neither is automatically better without the exact rules and paytable. Super 6 uses a Banker 6 half-pay rule. EZ Baccarat uses a different special Banker settlement.
Does EZ Baccarat use the Banker 6 half-pay rule?
No. EZ Baccarat is not the same as Super 6. It removes commission through a different rule model.
Does Super 6 use Dragon 7 and Panda 8?
Those side bets are commonly associated with EZ Baccarat, not the core Super 6 half-pay rule. Always check the actual layout.
Does standard baccarat still have the lowest Banker edge?
Standard commission baccarat commonly has a Banker house edge around 1.06%, with 5% commission included. Super 6 and EZ versions must be evaluated by their own rules.
Is “no commission” just marketing?
It is both a real settlement change and a marketing phrase. The commission is genuinely removed, but the casino edge is not.
What should a beginner look for first?
Look at the Banker rule. Does Banker pay 0.95:1? Does Banker 6 pay half? Does a Banker result push? That tells you which version you are playing.
Are Tie bets the same across these games?
No. Tie payouts vary. Some tables pay 8:1, some 9:1, and special Tie side bets may also exist.
Deeper Insight
Standard baccarat is easy to misunderstand because Banker is both the stronger hand and the bet that pays reduced profit.
No-commission variants try to make that cleaner. But “cleaner” does not mean “cheaper.”
The Nevada live baccarat rules of play provide a clear example of no-commission mode: Player pays 1:1, Banker normally pays 1:1, and Banker winning with 6 pays 0.5:1. That is Super 6-style settlement.
The Massachusetts baccarat rules show why baccarat rule documents often separate base wagers from special wagers and named variant wagers. The main game and the bonus bets are not the same thing.
For players, the comparison should be practical:
- What happens when Banker wins?
- What happens when Banker wins with the special result?
- What happens on a Tie?
- Are side bets optional?
- What is the house edge of the exact payout table?
That is the real comparison. Not the name printed in big letters.
Formula / Calculation
Standard Banker Commission Profit = Stake × 0.95
Banker 6 Half-Pay Profit = Stake × 0.5
Expected Loss = Total Amount Wagered × House Edge
House Edge = -Player EV / Initial Stake
Effective Return = 1 - House Edge
Formula Explanation in Plain English
In standard baccarat, the casino reduces Banker wins by commission. In Super 6, the casino removes the commission but pays Banker 6 wins at half profit. In EZ Baccarat, the casino removes commission by changing the settlement of a specific Banker result.
Each method changes where the cost appears. The right question is not “Does this table charge commission?” The right question is “What rule replaced the commission?”
Related Reading
Read no-commission baccarat for the broad category, Super 6 Baccarat for the Banker 6 half-pay version, and EZ Baccarat for the separate push-rule model.
For the numbers, continue to baccarat odds, baccarat house edge, Super 6 Baccarat house edge, and Banker 6 half-pay math. To test session cost, use the baccarat odds calculator and expected loss calculator.