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Baccarat Bet Comparison Tool
See how payout rules—not streaks or scoreboards—change the mathematical cost of baccarat wagers.
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How to use it
Choose exact rules before comparing the result
- Select the shoe size and exact payout version.
- Choose two main wagers.
- Enter the same stake and number of hands.
- Compare house edge, win probability, and expected loss.
Exact standard drawing distribution
Compare two baccarat wagers
Default result: 8 decks, $25 per hand, 100 hands, Banker versus Player. JavaScript refreshes these values when inputs change.
Methodology and trust
What the calculation includes
Player, Banker, Tie, and Banker-win-with-6 probabilities were enumerated without replacement under standard baccarat third-card rules. The model distinguishes ordinary 5% commission from a no-commission version that pays only 0.5:1 when Banker wins with 6.
Source: Nevada Gaming Control Board Live Baccarat rules and paytables. The cited version uses eight decks, pays Player 1:1, Banker 0.95:1, Tie 8:1, and describes Banker-6 half-pay in no-commission mode.
Method version: 1.0.103
Reviewed, fact-checked, and approved by Omer Aktas — a casino operations professional with 30+ years of experience in table games, cage operations, and surveillance — ensuring accuracy, clarity, and practical relevance.