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CGM 116: Paytables Explained

A carnival game paytable is not decoration. It is the price sheet that controls payouts, house edge, and how expensive the game really is.

CGM 116: Paytables Explained
Point Value
House Edge Paytable-dependent
Difficulty Medium
Skill Ceiling Medium

A paytable tells you what each winning hand or bonus event pays. In carnival games, paytables matter because the same named game can become cheaper or more expensive when one payout line changes. The rules may look identical, but a weaker paytable quietly raises the casino edge.

Quick Facts

  • A paytable is the posted payout schedule for a game or bet.
  • Main-game paytables and side-bet paytables are often separate.
  • Small payout changes can create large edge changes over thousands of hands.
  • Bonus bets usually depend more on paytable quality than player decisions.
  • Progressive jackpot tables add jackpot meters and fixed award tiers.
  • The table sign, layout, and posted rules are part of the game.
  • Never assume two casinos use the same version of a carnival game.

Plain Talk

A paytable is the casino’s menu of payouts.

If you hit a straight flush, trips, full house, royal flush, or qualifying bonus hand, the paytable tells the dealer what to pay. That sounds simple, but it is one of the most important pieces of carnival-game math.

The carnival games guide explains the whole category. This page focuses on the paytable itself: the printed numbers that convert rare hands into chip payouts.

A game can feel unchanged while the value changes underneath. A Three Card Poker Pair Plus table that pays more for a flush is not mathematically the same as one that pays less. An Ultimate Texas Hold’em Trips table that cuts a full house payout is not the same bet anymore. The name on the felt is only the start.

How It Works

Most carnival-game paytables have tiers.

Example Carnival Game Paytable Logic
ResultExample PayoutWhat It Means
Royal flush500 to 1Very rare top award
Straight flush40 to 1Rare premium hand
Four of a kind30 to 1Strong hand, lower than royal
Full house8 to 1Common enough to price carefully
Flush6 to 1A frequent bonus trigger in some games
Straight5 to 1Often a key line in poker-style side bets

The exact payouts depend on the game. Wizard of Odds Three Card Poker shows how Three Card Poker payout tables change the return. Wizard of Odds Ultimate Texas Hold’em separates the main game from bonus paytables. For regulatory language, the Massachusetts Three Card Poker rules show how approved table layouts and wagers are formally defined.

Paytables usually appear in three places:

  1. On the felt layout.
  2. On a small sign near the table.
  3. In the official rules or internal casino game file.

Players often look only at the largest number. Casinos look at the whole table.

A 500-to-1 top prize can look generous while the lower lines are shaved. The lower lines may hit more often, so they often matter more to long-term return than the fantasy jackpot.

Casino Table Example

A player sits at a $10 Three Card Poker table and makes:

  • $10 Ante
  • $10 Play after deciding to continue
  • $5 Pair Plus

The Pair Plus paytable says:

HandPayout
Straight flush40 to 1
Three of a kind30 to 1
Straight6 to 1
Flush3 to 1
Pair1 to 1

The player is dealt a flush. The $5 Pair Plus wins $15 profit plus the original $5 back. If another casino pays 4 to 1 on that same flush, the player would receive $20 profit instead.

One line changed. The hand did not. The game value changed.

From the Casino Side:

Paytables are control documents.

The dealer must pay the posted table, not what a player remembers from another property. The floor supervisor must confirm unusual awards, disputed hand rankings, and jackpot-triggering results. Surveillance must be able to see the hand, the layout, the chips, and the posted paytable if a dispute becomes serious.

For table-games management, paytables are also product settings. A weaker paytable can improve theoretical hold. A stronger paytable can make a game more competitive or more attractive to regulars. A progressive paytable can support higher excitement, but it also adds meter control, hand-pay procedure, and more possible disputes.

The paytable is where game design becomes casino accounting.

Common Mistakes

  • Checking only the top jackpot number.
  • Assuming every casino uses the same paytable.
  • Treating side-bet payouts as part of main-game strategy.
  • Ignoring small reductions on common winning hands.
  • Playing a bonus bet without knowing what qualifies.
  • Saying “the game pays 40 to 1” without naming the hand.
  • Confusing “for 1” and “to 1” payout language.

Hard Truth

A bad paytable does not announce itself. It smiles from the felt, keeps the same game name, and charges you through smaller payouts on hands you actually hit.

FAQ

Is the paytable the same as the rules?

No. The rules tell you how the game is played. The paytable tells you how winning outcomes are paid. Both affect the cost of play.

Can the same carnival game have different paytables?

Yes. Many carnival games have multiple approved paytable versions. That is why carnival games odds should never be treated as one fixed number.

Do paytables matter more for side bets?

Usually yes. Many side bets have no player decision after the wager is made, so the paytable and probability do most of the math.

Should beginners memorize every paytable?

No. Beginners should first learn which wagers they are making, then notice whether bonus payouts are strong, weak, or unknown. The carnival games quick reference is built for that.

Does a bigger jackpot mean a better bet?

Not automatically. A bigger top award can still be paired with weak lower payouts, poor hit frequency, or a high house edge.

Can a paytable make a game positive for the player?

Rarely, and only under specific math conditions. You need exact probabilities, exact payouts, and sometimes jackpot-meter value. Guessing is not analysis.

What tool helps compare paytables?

Use the house edge calculator for simple edge comparisons and the expected loss calculator when you know your wager size.

Deeper Insight

Paytables work because they convert probability into value.

A rare hand can pay a lot and still be bad value if it is too rare for the payout. A common hand can pay only 1 to 1 and still matter heavily because it appears often. The casino balances the whole table, not just the dramatic top line.

This is why carnival games house edge must be read together with paytable pages. House edge is not only about rules. It is about the price paid for every possible result.

A simple way to think about it:

  • Probability tells you how often an event happens.
  • Payout tells you how much you receive when it happens.
  • Expected value combines both.
  • House edge is the casino’s long-term share.

Formula / Calculation

Expected Value = (Probability of Win × Net Win) - (Probability of Loss × Stake)

House Edge = -Player EV / Initial Stake

Effective Return = 1 - House Edge

Side Bet Cost = Side Bet Amount × Side Bet House Edge

Example:

Side Bet Amount = $5
Side Bet House Edge = 7%
Side Bet Cost = $5 × 0.07
Side Bet Cost = $0.35 per hand

At 40 hands per hour:

Hourly Side Bet Cost = $0.35 × 40
Hourly Side Bet Cost = $14

That is only the side bet, not the full round.

Formula Explanation in Plain English

The formula asks one blunt question: does the payout compensate for how rarely the hand appears?

If a paytable lowers a frequent payout, your return drops quickly. If it boosts a rare top award but cuts several common awards, the big headline number may not help much. The total wager also matters. A $5 side bet with a high edge can quietly add real hourly cost, especially when you play it every hand.

Paytables are not decoration. They are the math printed in public.

Start with the carnival games guide if you want the category view, then compare this page with carnival game payouts and why paytables matter. For cost, use carnival games house edge and the expected loss calculator. If the paytable is attached to a bonus wager, read side bets explained before chasing the biggest number.

Play smart. Gambling involves real financial risk. If the game stops being entertainment, it's time to stop playing.