Direct answer: Super 6 and EZ Baccarat are both commission-free baccarat variants, but they recover the Banker advantage differently. In Super 6, a winning Banker total of 6 usually pays only 1:2. In EZ Baccarat, a winning three-card Banker 7—called Dragon 7—normally makes the Banker wager push. Those are different triggers and different settlements.
The rules in one table
| Feature | Super 6 Baccarat | EZ Baccarat |
|---|---|---|
| Normal Banker win | Pays 1:1 | Pays 1:1 |
| Special Banker result | Any winning Banker total of 6 | Winning three-card Banker total of 7 |
| Main-bet settlement | Banker pays 1:2 | Banker pushes |
| Player bet | Normally pays 1:1 | Normally pays 1:1 |
| Typical named side bet | Super 6 or Lucky 6 | Dragon 7; often Panda 8 also |
| Standard drawing tableau | Usually unchanged | Usually unchanged |
Always read the actual layout and posted rules. Names, side-bet paytables, deck counts, and limits can vary.
What Super 6 does to Banker
Super 6 removes the routine 5% commission from ordinary Banker wins. A Banker win on 8, 7, 5, or another non-6 total normally pays even money. The price is concentrated in one result: when Banker wins with a final total of 6, the payout is cut in half.
On a $100 Banker wager:
- Banker wins with 8: $100 profit, plus the $100 stake returned.
- Banker wins with 6: $50 profit, plus the $100 stake returned.
- Player wins: the $100 wager loses.
- Tie: the Banker wager normally pushes.
The half-pay rule applies whether the winning Banker 6 uses two cards or three cards unless the posted rules say otherwise.
What EZ Baccarat does to Banker
EZ Baccarat also pays most Banker wins at even money. Its exception is narrower: Banker must win with exactly three cards totaling 7. When that Dragon 7 result occurs, the base Banker wager pushes instead of winning.
On a $100 Banker wager:
- Banker wins with a two-card 7: $100 profit.
- Banker wins with a three-card 7: no profit and no loss; the $100 stake is returned.
- Banker wins with 6: normally $100 profit under the EZ base rule.
The Dragon 7 side bet is separate. A player does not receive its payout merely because a Banker wager pushes. The optional wager must have been placed before the cards were dealt.
The house-edge comparison
Under commonly analyzed eight-deck rules, the approximate base-bet house edges are:
| Wager | Super 6 | EZ Baccarat |
|---|---|---|
| Banker | About 1.46% | About 1.02% |
| Player | About 1.24% | About 1.24% |
| Tie at 8:1 | About 14.36% | About 14.36% |
These are long-run estimates, not promises for a shoe. Deck count and any rule or paytable variation can change the figures. The notable point is that the common EZ Banker rule is usually cheaper than the Super 6 Banker rule, while the Player bet is essentially unchanged because neither special penalty applies to Player wins.
For the Super 6 calculation, see Super 6 house edge. For standard baccarat, see the Banker, Player, and Tie comparison.
Why the two penalties feel different
Super 6 produces a win that pays less than expected. EZ produces a winning Banker hand that pays nothing on the base wager. The financial effect is already built into each game’s mathematics, but the emotional effect can differ:
- A Super 6 player may feel underpaid when the dealer returns only half the normal profit.
- An EZ player may feel that a winning selection was “taken away” when Dragon 7 pushes.
Neither event is a dealer decision or discretionary adjustment. It is the posted rule.
Official rules confirm the difference
Singapore’s regulated Non-Commission Baccarat with Super Six rules define Banker wins on 6 as paying 1 to 2, with other Banker wins paying 1 to 1.
The Nevada Gaming Control Board’s current EZ Baccarat Progressive Version 5 rules state that a three-card Banker 7 makes Banker wagers push, while other Banker wins pay 1 to 1.
Side bets are not the base rule
Super 6 tables often offer a side bet on Banker winning with 6. EZ tables often offer Dragon 7 and Panda 8 side bets. These wagers can have high headline payouts, but they add a separate stake and a separate house edge.
Do not use a side bet as “insurance” against the base-game exception. If you wager $100 on Banker and $10 on Dragon 7 for 60 rounds, your total action is not $6,000. It is:
The extra $600 of action must be evaluated using the side bet’s own probability and paytable.
Which game is easier to operate?
Both formats avoid routine commission calculations and collection, which can speed settlement and reduce commission-marker errors. Super 6 requires the dealer to recognize every winning Banker 6 and pay half. EZ requires recognition of a winning three-card Banker 7 and a push on Banker.
Neither procedure is difficult when training, table signage, surveillance review, and payout controls are clear. Confusion usually arises when players move between variants and assume “no commission” means the same rule everywhere.
Which game should a player choose?
For a player choosing only between the common Banker rules, EZ Baccarat’s Banker wager usually has the lower mathematical cost. If the player prefers Player, the two variants are broadly similar on the base wager.
The more important practical questions are:
- Is the exact special result printed clearly on the layout?
- What are the side-bet paytables?
- How many hands will be played and at what average wager?
- Will optional bets increase total action?
- Can the player stop without chasing the special result?
Before buying in, locate the wording for the special Banker result, the Tie payout, the number of decks if disclosed, and every optional wager. If the sign says only “commission free,” ask what happens on Banker 6 and on a three-card Banker 7. One clear question can identify the variant before a payout dispute occurs.
What the table sign should tell you
| Priority | Usually preferable under common rules |
|---|---|
| Lowest Banker house edge | EZ Baccarat |
| Avoid a winning hand becoming a push | Super 6, but Banker 6 pays half |
| Bet Player only | Little base-game difference |
| Avoid optional high-volatility bets | Either, if side bets are declined |
| Simple personal recordkeeping | Either, once the special trigger is understood |
A choice matrix for players
This distinction matters during disputes because the cards, the announced hand result, and the wager settlement can describe different things.
In both common variants, a natural tie between Player and Banker makes the main Player and Banker wagers push. That is different from the variant-specific event. A Dragon 7 is not a tie: Banker has won the hand, but the EZ rule changes the Banker wager to a push. A Banker 6 in Super 6 is also not a tie: Banker wins and the wager receives reduced profit.
What happens to ties
A player should not estimate value by remembering only the last shoe. A shoe with no Banker 6 does not prove Super 6 is cheaper, and a shoe with two Dragon 7 results does not prove EZ is worse. The comparison requires the complete long-run distribution.
The penalty in each game is uncommon compared with ordinary wins, but it is not so rare that it can be ignored. Super 6 applies whenever Banker wins with a final 6. EZ applies only when Banker wins with a three-card 7. Because the trigger frequencies differ, the games can both be commission-free while producing different Banker house edges.
How often the special result matters
Bottom line
Super 6 and EZ Baccarat solve the commission problem in different ways. Super 6 cuts the payout when Banker wins on 6. EZ Baccarat turns a winning three-card Banker 7 into a push. The cards and drawing rules may look familiar, but the price of the Banker wager is not the same. Read the special-result rule before betting, and evaluate side bets separately from the base game.