:root{--bg: #f6f8fb;--card: #ffffff;--ink: #122033;--muted: #667085;--line: #d9e1ec;--soft: #edf2f7;--navy: #172a45;--navy-2: #213b5f;--amber: #b7791f;--amber-bg: #fff7e6;--green: #147a4b;--green-bg: #e9f8f0;--red: #b42318;--red-bg: #fff0ed;--blue-bg: #eef6ff;--shadow: 0 14px 36px rgba(18, 32, 51, .08);--radius: 18px;--radius-sm: 12px;--max: 1180px}*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:var(--bg);color:var(--ink);line-height:1.55}a{color:inherit}.page{width:min(var(--max),calc(100% - 32px));margin:0 auto;padding:26px 0 56px}.hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;border-radius:26px;padding:clamp(28px,5vw,58px);box-shadow:var(--shadow);margin-bottom:24px;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;width:280px;height:280px;right:-110px;top:-120px;border-radius:999px;background:#ffffff17}.eyebrow{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border:1px solid rgba(255,255,255,.24);border-radius:999px;font-size:.88rem;color:#ffffffe6;margin-bottom:16px}h1,h2,h3{margin:0;line-height:1.15;color:inherit}h1{max-width:820px;font-size:clamp(2rem,5vw,4.1rem);letter-spacing:-.055em;margin-bottom:16px}.hero p{max-width:780px;font-size:clamp(1.05rem,2vw,1.28rem);color:#ffffffe0;margin:0 0 18px}.hero .small-note{display:inline-flex;background:#ffffff1f;color:#ffffffeb;border:1px solid rgba(255,255,255,.18);border-radius:12px;padding:10px 12px;font-size:.95rem;margin:0}.page>.hero{display:none}.intro{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin-bottom:24px;box-shadow:0 10px 28px #1220330d}.layout{display:grid;grid-template-columns:minmax(0,420px) minmax(0,1fr);gap:24px;align-items:start}.panel,.results-card,.education,.chart-card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 10px 28px #1220330d}.panel{padding:22px;position:sticky;top:18px}.panel h2,.results-card h2,.chart-card h2,.education h2{color:var(--navy);font-size:1.28rem;letter-spacing:-.02em;margin-bottom:12px}.field-grid{display:grid;gap:16px}.field label,.checkbox-row label{display:block;font-weight:750;color:var(--navy);margin-bottom:7px}.field input,.field select{width:100%;border:1px solid #cfd8e5;border-radius:12px;padding:12px 13px;color:var(--ink);background:#fff;font:inherit;outline:none;transition:border-color .15s,box-shadow .15s}.field input:focus,.field select:focus{border-color:var(--navy-2);box-shadow:0 0 0 4px #213b5f1f}.helper{margin:7px 0 0;color:var(--muted);font-size:.91rem}.volatility-help{margin-top:12px;background:var(--soft);border:1px solid var(--line);border-radius:14px;padding:12px 14px;font-size:.92rem;color:#46566c}.volatility-help strong{color:var(--navy)}.checkbox-row{display:flex;gap:10px;align-items:flex-start;background:var(--blue-bg);border:1px solid #cfe5ff;border-radius:14px;padding:12px 14px}.checkbox-row input{width:18px;height:18px;margin-top:3px;accent-color:var(--navy);flex:0 0 auto}.checkbox-row label{margin:0}.button-row{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:18px}.button-row .wide{grid-column:1 / -1}button{border:0;border-radius:12px;padding:12px 14px;cursor:pointer;font:inherit;font-weight:800;transition:transform .12s,box-shadow .12s,background 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strong{display:block;color:var(--navy);font-size:1.15rem;margin-bottom:6px}.result-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.stat{border:1px solid var(--line);background:#fbfdff;border-radius:16px;padding:15px;min-height:112px}.stat .label{color:var(--muted);font-size:.9rem;margin-bottom:6px}.stat .value{font-size:clamp(1.35rem,2.8vw,2rem);line-height:1.05;font-weight:900;letter-spacing:-.045em;color:var(--navy);overflow-wrap:anywhere}.stat .sub{color:var(--muted);font-size:.86rem;margin-top:8px}.stat.positive .value{color:var(--green)}.stat.negative .value{color:var(--red)}.risk-box{margin-top:16px;background:var(--amber-bg);border:1px solid #f6d38b;border-radius:16px;padding:16px;color:#5c3b05}.risk-box strong{display:block;color:var(--navy);margin-bottom:5px;font-size:1.03rem}.chart-grid{display:grid;gap:24px}.histogram{display:grid;gap:10px;margin-top:12px}.bar-row{display:grid;grid-template-columns:minmax(88px,135px) minmax(0,1fr) 58px;gap:10px;align-items:center;font-size:.92rem}.bar-label{color:#475467;font-weight:700}.bar-track{height:18px;border-radius:999px;background:#edf2f7;overflow:hidden;border:1px solid #dfe7f2}.bar-fill{display:block;height:100%;width:0%;background:linear-gradient(90deg,#294461,#8aa1ba);border-radius:999px;transition:width .25s ease}.bar-value{text-align:right;color:var(--muted);font-variant-numeric:tabular-nums}.svg-wrap{width:100%;overflow:hidden;border:1px solid var(--line);background:#fbfdff;border-radius:16px;margin-top:12px}svg{display:block;width:100%;height:auto}.chart-note{color:var(--muted);font-size:.92rem;margin:8px 0 0}.legend{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px;color:var(--muted);font-size:.88rem}.legend span{display:inline-flex;align-items:center;gap:6px}.dot{width:12px;height:12px;border-radius:99px;background:currentColor}.education{margin-top:24px}.education h2{margin-top:26px;margin-bottom:8px;font-size:1.35rem}.education h2:first-child{margin-top:0}.education p{color:#35445a;margin:0 0 13px}.responsible{background:var(--red-bg);border:1px solid #ffd1ca;border-radius:18px;padding:18px;margin-top:26px}.responsible h2{color:var(--red)}.footer-note{text-align:center;color:var(--muted);margin-top:22px;font-size:.92rem}@media(max-width:920px){.layout{grid-template-columns:1fr}.panel{position:static}}@media(max-width:620px){.page{width:min(100% - 20px,var(--max));padding-top:12px}.hero{border-radius:20px}.result-grid,.button-row{grid-template-columns:1fr}.button-row .wide{grid-column:auto}.bar-row{grid-template-columns:1fr;gap:4px}.bar-value{text-align:left}}.tool-hero[data-astro-cid-fv7j5clg]{padding:clamp(42px,7vw,74px) 0 30px;border-bottom:1px solid var(--line);background:radial-gradient(circle at top left,rgba(15,118,110,.12),transparent 34%),linear-gradient(180deg,#fff,#f6f7f9)}.tool-hero__inner[data-astro-cid-fv7j5clg]{width:min(1180px,calc(100% - 32px));margin:0 auto}.tool-hero__eyebrow[data-astro-cid-fv7j5clg]{display:inline-flex;margin:0 0 14px;padding:7px 11px;border:1px solid var(--line);border-radius:999px;background:#ffffffc7;color:var(--accent);font-family:var(--font-mono);font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.tool-hero[data-astro-cid-fv7j5clg] h1[data-astro-cid-fv7j5clg]{margin:0;max-width:900px;font-family:var(--font-display);font-size:clamp(2.2rem,5vw,4.35rem);line-height:1.05;letter-spacing:-.045em;font-weight:500;color:var(--ink)}.tool-hero__lead[data-astro-cid-fv7j5clg]{max-width:880px;margin:18px 0 0;color:var(--ink-soft);font-size:clamp(1.05rem,2vw,1.25rem);line-height:1.65}.tool-hero__truth[data-astro-cid-fv7j5clg]{max-width:880px;margin-top:22px;padding:16px 18px;border:1px solid rgba(15,118,110,.24);border-radius:var(--radius);background:#e6f4f2;color:#164e48;line-height:1.6}.tool-hero__truth[data-astro-cid-fv7j5clg] strong[data-astro-cid-fv7j5clg]{color:#0f3f3a}